Call report 2004Q4
VISTA BANK TEXAS — 2004Q4
The 22 measures VISTA BANK TEXAS reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,688,000 | USD | evidence → |
| Total loans | 23,531,000 | USD | evidence → |
| Allowance for loan losses | 332,000 | USD | evidence → |
| Securities available for sale | 31,830,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,929,000 | USD | evidence → |
| Interest-bearing deposits | 40,033,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,896,000 | USD | evidence → |
| Equity capital | 5,673,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,794,000 | USD | evidence → |
| Interest expense | 560,000 | USD | evidence → |
| Net interest income | 2,234,000 | USD | evidence → |
| Noninterest income | 570,000 | USD | evidence → |
| Noninterest expense | 2,204,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 651,000 | USD | evidence → |
| Income tax | 112,000 | USD | evidence → |
| Net income | 539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,615,000 | USD | evidence → |
| Total capital | 5,947,000 | USD | evidence → |
| Risk-weighted assets | 30,131,000 | USD | evidence → |