Call report 2005Q1
SB&T BANK — 2005Q1
The 22 measures SB&T BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 340,873,000 | USD | evidence → |
| Total loans | 274,411,000 | USD | evidence → |
| Allowance for loan losses | 4,796,000 | USD | evidence → |
| Securities available for sale | 47,010,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 253,153,000 | USD | evidence → |
| Interest-bearing deposits | 191,370,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,783,000 | USD | evidence → |
| Equity capital | 26,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,561,000 | USD | evidence → |
| Interest expense | 1,285,000 | USD | evidence → |
| Net interest income | 3,276,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 1,599,000 | USD | evidence → |
| Provision for loan losses | 625,000 | USD | evidence → |
| Pretax income | 1,601,000 | USD | evidence → |
| Income tax | 575,000 | USD | evidence → |
| Net income | 1,026,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,745,000 | USD | evidence → |
| Total capital | 30,383,000 | USD | evidence → |
| Risk-weighted assets | 289,877,000 | USD | evidence → |