Call report 2004Q4
SB&T BANK — 2004Q4
The 22 measures SB&T BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 339,788,000 | USD | evidence → |
| Total loans | 272,133,000 | USD | evidence → |
| Allowance for loan losses | 4,997,000 | USD | evidence → |
| Securities available for sale | 52,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 243,988,000 | USD | evidence → |
| Interest-bearing deposits | 185,178,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,810,000 | USD | evidence → |
| Equity capital | 26,086,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,446,000 | USD | evidence → |
| Interest expense | 3,659,000 | USD | evidence → |
| Net interest income | 12,787,000 | USD | evidence → |
| Noninterest income | 2,512,000 | USD | evidence → |
| Noninterest expense | 7,279,000 | USD | evidence → |
| Provision for loan losses | 2,241,000 | USD | evidence → |
| Pretax income | 5,785,000 | USD | evidence → |
| Income tax | 2,052,000 | USD | evidence → |
| Net income | 3,733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,935,000 | USD | evidence → |
| Total capital | 29,534,000 | USD | evidence → |
| Risk-weighted assets | 286,509,000 | USD | evidence → |