Call report 2016Q2
VALOR BANK — 2016Q2
The 22 measures VALOR BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,941,000 | USD | evidence → |
| Total loans | 41,696,000 | USD | evidence → |
| Allowance for loan losses | 243,000 | USD | evidence → |
| Securities available for sale | 1,971,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,592,000 | USD | evidence → |
| Interest-bearing deposits | 33,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,975,000 | USD | evidence → |
| Equity capital | 4,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,067,000 | USD | evidence → |
| Interest expense | 89,000 | USD | evidence → |
| Net interest income | 978,000 | USD | evidence → |
| Noninterest income | 411,000 | USD | evidence → |
| Noninterest expense | 1,004,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 356,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,322,000 | USD | evidence → |
| Total capital | 4,565,000 | USD | evidence → |
| Risk-weighted assets | 36,149,000 | USD | evidence → |