Call report 2016Q1
VALOR BANK — 2016Q1
The 22 measures VALOR BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,300,000 | USD | evidence → |
| Total loans | 36,415,000 | USD | evidence → |
| Allowance for loan losses | 225,000 | USD | evidence → |
| Securities available for sale | 1,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,598,000 | USD | evidence → |
| Interest-bearing deposits | 27,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,183,000 | USD | evidence → |
| Equity capital | 4,170,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 514,000 | USD | evidence → |
| Interest expense | 39,000 | USD | evidence → |
| Net interest income | 475,000 | USD | evidence → |
| Noninterest income | 186,000 | USD | evidence → |
| Noninterest expense | 508,000 | USD | evidence → |
| Provision for loan losses | 17,000 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,098,000 | USD | evidence → |
| Total capital | 4,323,000 | USD | evidence → |
| Risk-weighted assets | 32,387,000 | USD | evidence → |