Call report 2015Q3
VALOR BANK — 2015Q3
The 22 measures VALOR BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 33,723,000 | USD | evidence → |
| Total loans | 29,133,000 | USD | evidence → |
| Allowance for loan losses | 160,000 | USD | evidence → |
| Securities available for sale | 1,987,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,722,000 | USD | evidence → |
| Interest-bearing deposits | 22,675,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,047,000 | USD | evidence → |
| Equity capital | 3,458,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,097,000 | USD | evidence → |
| Interest expense | 71,000 | USD | evidence → |
| Net interest income | 1,026,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 906,000 | USD | evidence → |
| Provision for loan losses | 152,000 | USD | evidence → |
| Pretax income | 155,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,407,000 | USD | evidence → |
| Total capital | 3,567,000 | USD | evidence → |
| Risk-weighted assets | 29,690,000 | USD | evidence → |