Call report 2015Q2
VALOR BANK — 2015Q2
The 22 measures VALOR BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,243,000 | USD | evidence → |
| Total loans | 27,125,000 | USD | evidence → |
| Allowance for loan losses | 126,000 | USD | evidence → |
| Securities available for sale | 2,085,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,535,000 | USD | evidence → |
| Interest-bearing deposits | 23,235,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,300,000 | USD | evidence → |
| Equity capital | 3,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 652,000 | USD | evidence → |
| Interest expense | 47,000 | USD | evidence → |
| Net interest income | 605,000 | USD | evidence → |
| Noninterest income | 78,000 | USD | evidence → |
| Noninterest expense | 511,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 88,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 88,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,338,000 | USD | evidence → |
| Total capital | 3,464,000 | USD | evidence → |
| Risk-weighted assets | 29,682,000 | USD | evidence → |