Call report 2003Q4
VALOR BANK — 2003Q4
The 22 measures VALOR BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,574,000 | USD | evidence → |
| Total loans | 13,284,000 | USD | evidence → |
| Allowance for loan losses | 182,000 | USD | evidence → |
| Securities available for sale | 6,998,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,440,000 | USD | evidence → |
| Interest-bearing deposits | 17,463,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,977,000 | USD | evidence → |
| Equity capital | 1,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,239,000 | USD | evidence → |
| Interest expense | 407,000 | USD | evidence → |
| Net interest income | 832,000 | USD | evidence → |
| Noninterest income | 149,000 | USD | evidence → |
| Noninterest expense | 676,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 249,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,661,000 | USD | evidence → |
| Total capital | 1,838,000 | USD | evidence → |
| Risk-weighted assets | 14,167,000 | USD | evidence → |