Call report 2003Q3
VALOR BANK — 2003Q3
The 22 measures VALOR BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,236,000 | USD | evidence → |
| Total loans | 11,951,000 | USD | evidence → |
| Allowance for loan losses | 139,000 | USD | evidence → |
| Securities available for sale | 8,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,012,000 | USD | evidence → |
| Interest-bearing deposits | 17,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,097,000 | USD | evidence → |
| Equity capital | 1,861,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 928,000 | USD | evidence → |
| Interest expense | 323,000 | USD | evidence → |
| Net interest income | 605,000 | USD | evidence → |
| Noninterest income | 108,000 | USD | evidence → |
| Noninterest expense | 504,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 229,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,697,000 | USD | evidence → |
| Total capital | 1,836,000 | USD | evidence → |
| Risk-weighted assets | 13,292,000 | USD | evidence → |