Call report 2008Q4
AMERICAN COMMUNITY BANK — 2008Q4
The 22 measures AMERICAN COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,221,000 | USD | evidence → |
| Total loans | 122,259,000 | USD | evidence → |
| Allowance for loan losses | 1,331,000 | USD | evidence → |
| Securities available for sale | 14,039,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,961,000 | USD | evidence → |
| Interest-bearing deposits | 109,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,748,000 | USD | evidence → |
| Equity capital | 12,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,574,000 | USD | evidence → |
| Interest expense | 3,647,000 | USD | evidence → |
| Net interest income | 4,927,000 | USD | evidence → |
| Noninterest income | 465,000 | USD | evidence → |
| Noninterest expense | 4,209,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,003,000 | USD | evidence → |
| Income tax | 411,000 | USD | evidence → |
| Net income | 592,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,242,000 | USD | evidence → |
| Total capital | 13,573,000 | USD | evidence → |
| Risk-weighted assets | 130,338,000 | USD | evidence → |