Call reports 2008
AMERICAN COMMUNITY BANK — 2008
What AMERICAN COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 127,373,000 | 135,924,000 | 133,414,000 | 141,221,000 |
| Total loans | 103,125,000 | 111,897,000 | 114,046,000 | 122,259,000 |
| Allowance for loan losses | 1,158,000 | 1,213,000 | 1,273,000 | 1,331,000 |
| Securities available for sale | 16,917,000 | 17,672,000 | 13,250,000 | 14,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,061,000 | 114,580,000 | 116,809,000 | 121,961,000 |
| Interest-bearing deposits | 91,180,000 | 101,760,000 | 103,877,000 | 109,213,000 |
| Noninterest-bearing deposits | 13,881,000 | 12,820,000 | 12,932,000 | 12,748,000 |
| Equity capital | 11,959,000 | 12,159,000 | 12,253,000 | 12,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,066,000 | 4,169,000 | 6,402,000 | 8,574,000 |
| Interest expense | 934,000 | 1,837,000 | 2,751,000 | 3,647,000 |
| Net interest income | 1,132,000 | 2,332,000 | 3,651,000 | 4,927,000 |
| Noninterest income | 114,000 | 239,000 | 349,000 | 465,000 |
| Noninterest expense | 883,000 | 1,850,000 | 2,855,000 | 4,209,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | 180,000 |
| Pretax income | 363,000 | 661,000 | 1,025,000 | 1,003,000 |
| Income tax | 149,000 | 271,000 | 420,000 | 411,000 |
| Net income | 214,000 | 390,000 | 605,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,864,000 | 12,040,000 | 12,255,000 | 12,242,000 |
| Total capital | 13,022,000 | 13,253,000 | 13,528,000 | 13,573,000 |
| Risk-weighted assets | 111,508,000 | 119,452,000 | 122,389,000 | 130,338,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN COMMUNITY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.