Call report 2005Q2
1ST CONSTITUTION BANK — 2005Q2
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 347,047,000 | USD | evidence → |
| Total loans | 236,232,000 | USD | evidence → |
| Allowance for loan losses | 2,191,000 | USD | evidence → |
| Securities available for sale | 71,587,000 | USD | evidence → |
| Securities held to maturity | 16,225,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,852,000 | USD | evidence → |
| Interest-bearing deposits | 218,300,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,552,000 | USD | evidence → |
| Equity capital | 32,227,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,857,000 | USD | evidence → |
| Interest expense | 2,525,000 | USD | evidence → |
| Net interest income | 7,332,000 | USD | evidence → |
| Noninterest income | 1,598,000 | USD | evidence → |
| Noninterest expense | 5,342,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 3,393,000 | USD | evidence → |
| Income tax | 1,103,000 | USD | evidence → |
| Net income | 2,290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,580,000 | USD | evidence → |
| Total capital | 34,771,000 | USD | evidence → |
| Risk-weighted assets | 255,634,000 | USD | evidence → |