Call report 2005Q1
1ST CONSTITUTION BANK — 2005Q1
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,157,000 | USD | evidence → |
| Total loans | 220,100,000 | USD | evidence → |
| Allowance for loan losses | 2,065,000 | USD | evidence → |
| Securities available for sale | 78,425,000 | USD | evidence → |
| Securities held to maturity | 16,282,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,936,000 | USD | evidence → |
| Interest-bearing deposits | 225,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,617,000 | USD | evidence → |
| Equity capital | 31,667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,821,000 | USD | evidence → |
| Interest expense | 1,205,000 | USD | evidence → |
| Net interest income | 3,616,000 | USD | evidence → |
| Noninterest income | 702,000 | USD | evidence → |
| Noninterest expense | 2,642,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,616,000 | USD | evidence → |
| Income tax | 517,000 | USD | evidence → |
| Net income | 1,099,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,453,000 | USD | evidence → |
| Total capital | 34,518,000 | USD | evidence → |
| Risk-weighted assets | 249,506,000 | USD | evidence → |