Call report 2003Q1
1ST CONSTITUTION BANK — 2003Q1
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 262,447,000 | USD | evidence → |
| Total loans | 155,419,000 | USD | evidence → |
| Allowance for loan losses | 1,730,000 | USD | evidence → |
| Securities available for sale | 72,878,000 | USD | evidence → |
| Securities held to maturity | 7,118,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,943,000 | USD | evidence → |
| Interest-bearing deposits | 174,060,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,883,000 | USD | evidence → |
| Equity capital | 26,256,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,527,000 | USD | evidence → |
| Interest expense | 1,074,000 | USD | evidence → |
| Net interest income | 2,453,000 | USD | evidence → |
| Noninterest income | 660,000 | USD | evidence → |
| Noninterest expense | 1,860,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,193,000 | USD | evidence → |
| Income tax | 421,000 | USD | evidence → |
| Net income | 772,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,618,000 | USD | evidence → |
| Total capital | 27,348,000 | USD | evidence → |
| Risk-weighted assets | 183,183,000 | USD | evidence → |