Call report 2002Q4
1ST CONSTITUTION BANK — 2002Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 268,567,000 | USD | evidence → |
| Total loans | 162,196,000 | USD | evidence → |
| Allowance for loan losses | 1,670,000 | USD | evidence → |
| Securities available for sale | 80,853,000 | USD | evidence → |
| Securities held to maturity | 7,172,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,995,000 | USD | evidence → |
| Interest-bearing deposits | 179,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,810,000 | USD | evidence → |
| Equity capital | 25,820,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,308,000 | USD | evidence → |
| Interest expense | 4,883,000 | USD | evidence → |
| Net interest income | 9,425,000 | USD | evidence → |
| Noninterest income | 1,823,000 | USD | evidence → |
| Noninterest expense | 6,562,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 4,446,000 | USD | evidence → |
| Income tax | 1,606,000 | USD | evidence → |
| Net income | 2,840,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,004,000 | USD | evidence → |
| Total capital | 26,674,000 | USD | evidence → |
| Risk-weighted assets | 181,970,000 | USD | evidence → |