Call report 2012Q4
CHOICEONE BANK — 2012Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 508,300,000 | USD | evidence → |
| Total loans | 313,342,000 | USD | evidence → |
| Allowance for loan losses | 5,852,000 | USD | evidence → |
| Securities available for sale | 133,865,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 424,349,000 | USD | evidence → |
| Interest-bearing deposits | 322,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,996,000 | USD | evidence → |
| Equity capital | 59,811,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,202,000 | USD | evidence → |
| Interest expense | 2,544,000 | USD | evidence → |
| Net interest income | 17,658,000 | USD | evidence → |
| Noninterest income | 6,470,000 | USD | evidence → |
| Noninterest expense | 16,353,000 | USD | evidence → |
| Provision for loan losses | 2,515,000 | USD | evidence → |
| Pretax income | 5,679,000 | USD | evidence → |
| Income tax | 1,372,000 | USD | evidence → |
| Net income | 4,307,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,015,000 | USD | evidence → |
| Total capital | 46,004,000 | USD | evidence → |
| Risk-weighted assets | 335,701,000 | USD | evidence → |