Call report 2012Q3
CHOICEONE BANK — 2012Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 509,690,000 | USD | evidence → |
| Total loans | 303,370,000 | USD | evidence → |
| Allowance for loan losses | 5,773,000 | USD | evidence → |
| Securities available for sale | 137,583,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 420,212,000 | USD | evidence → |
| Interest-bearing deposits | 337,948,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,264,000 | USD | evidence → |
| Equity capital | 59,597,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,273,000 | USD | evidence → |
| Interest expense | 2,060,000 | USD | evidence → |
| Net interest income | 13,213,000 | USD | evidence → |
| Noninterest income | 4,746,000 | USD | evidence → |
| Noninterest expense | 12,116,000 | USD | evidence → |
| Provision for loan losses | 1,975,000 | USD | evidence → |
| Pretax income | 4,175,000 | USD | evidence → |
| Income tax | 974,000 | USD | evidence → |
| Net income | 3,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,240,000 | USD | evidence → |
| Total capital | 45,153,000 | USD | evidence → |
| Risk-weighted assets | 328,565,000 | USD | evidence → |