Call report 2012Q1
CHOICEONE BANK — 2012Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 502,484,000 | USD | evidence → |
| Total loans | 308,066,000 | USD | evidence → |
| Allowance for loan losses | 5,336,000 | USD | evidence → |
| Securities available for sale | 125,960,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,352,000 | USD | evidence → |
| Interest-bearing deposits | 332,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,787,000 | USD | evidence → |
| Equity capital | 57,611,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,172,000 | USD | evidence → |
| Interest expense | 757,000 | USD | evidence → |
| Net interest income | 4,415,000 | USD | evidence → |
| Noninterest income | 1,525,000 | USD | evidence → |
| Noninterest expense | 3,982,000 | USD | evidence → |
| Provision for loan losses | 825,000 | USD | evidence → |
| Pretax income | 1,302,000 | USD | evidence → |
| Income tax | 268,000 | USD | evidence → |
| Net income | 1,034,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,720,000 | USD | evidence → |
| Total capital | 43,667,000 | USD | evidence → |
| Risk-weighted assets | 333,004,000 | USD | evidence → |