Call report 2011Q4
CHOICEONE BANK — 2011Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 495,696,000 | USD | evidence → |
| Total loans | 321,389,000 | USD | evidence → |
| Allowance for loan losses | 5,213,000 | USD | evidence → |
| Securities available for sale | 114,058,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 403,852,000 | USD | evidence → |
| Interest-bearing deposits | 325,103,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,750,000 | USD | evidence → |
| Equity capital | 57,264,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,468,000 | USD | evidence → |
| Interest expense | 3,552,000 | USD | evidence → |
| Net interest income | 17,916,000 | USD | evidence → |
| Noninterest income | 5,976,000 | USD | evidence → |
| Noninterest expense | 15,707,000 | USD | evidence → |
| Provision for loan losses | 3,700,000 | USD | evidence → |
| Pretax income | 4,614,000 | USD | evidence → |
| Income tax | 1,076,000 | USD | evidence → |
| Net income | 3,538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,960,000 | USD | evidence → |
| Total capital | 43,042,000 | USD | evidence → |
| Risk-weighted assets | 343,872,000 | USD | evidence → |