Call report 2025Q1
READING CO-OPERATIVE BANK — 2025Q1
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 922,342,000 | USD | evidence → |
| Total loans | 729,124,000 | USD | evidence → |
| Allowance for loan losses | 4,789,000 | USD | evidence → |
| Securities available for sale | 138,325,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 799,292,000 | USD | evidence → |
| Interest-bearing deposits | 645,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 154,089,000 | USD | evidence → |
| Equity capital | 55,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,118,000 | USD | evidence → |
| Interest expense | 5,168,000 | USD | evidence → |
| Net interest income | 5,950,000 | USD | evidence → |
| Noninterest income | 711,000 | USD | evidence → |
| Noninterest expense | 5,829,000 | USD | evidence → |
| Provision for loan losses | 154,000 | USD | evidence → |
| Pretax income | 667,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,261,000 | USD | evidence → |
| Total capital | 76,317,000 | USD | evidence → |
| Risk-weighted assets | 617,305,000 | USD | evidence → |