Call report 2024Q4
READING CO-OPERATIVE BANK — 2024Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 930,502,000 | USD | evidence → |
| Total loans | 734,255,000 | USD | evidence → |
| Allowance for loan losses | 4,741,000 | USD | evidence → |
| Securities available for sale | 139,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 692,307,000 | USD | evidence → |
| Interest-bearing deposits | 536,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 156,155,000 | USD | evidence → |
| Equity capital | 53,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,949,000 | USD | evidence → |
| Interest expense | 21,641,000 | USD | evidence → |
| Net interest income | 22,308,000 | USD | evidence → |
| Noninterest income | 2,325,000 | USD | evidence → |
| Noninterest expense | 21,409,000 | USD | evidence → |
| Provision for loan losses | 771,000 | USD | evidence → |
| Pretax income | 2,417,000 | USD | evidence → |
| Income tax | 471,000 | USD | evidence → |
| Net income | 1,946,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,697,000 | USD | evidence → |
| Total capital | 75,692,000 | USD | evidence → |
| Risk-weighted assets | 617,407,000 | USD | evidence → |