Call report 2016Q1
BETTER BANKS — 2016Q1
The 22 measures BETTER BANKS reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,443,000 | USD | evidence → |
| Total loans | 169,853,000 | USD | evidence → |
| Allowance for loan losses | 1,069,000 | USD | evidence → |
| Securities available for sale | 67,940,000 | USD | evidence → |
| Securities held to maturity | 9,772,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,063,000 | USD | evidence → |
| Interest-bearing deposits | 202,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,085,000 | USD | evidence → |
| Equity capital | 24,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,176,000 | USD | evidence → |
| Interest expense | 87,000 | USD | evidence → |
| Net interest income | 2,089,000 | USD | evidence → |
| Noninterest income | 611,000 | USD | evidence → |
| Noninterest expense | 1,962,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 627,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 590,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,329,000 | USD | evidence → |
| Total capital | 22,398,000 | USD | evidence → |
| Risk-weighted assets | 165,328,000 | USD | evidence → |