Call report 2015Q4
BETTER BANKS — 2015Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,752,000 | USD | evidence → |
| Total loans | 164,394,000 | USD | evidence → |
| Allowance for loan losses | 973,000 | USD | evidence → |
| Securities available for sale | 71,285,000 | USD | evidence → |
| Securities held to maturity | 9,157,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 241,705,000 | USD | evidence → |
| Interest-bearing deposits | 200,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,057,000 | USD | evidence → |
| Equity capital | 24,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,038,000 | USD | evidence → |
| Interest expense | 393,000 | USD | evidence → |
| Net interest income | 7,645,000 | USD | evidence → |
| Noninterest income | 2,670,000 | USD | evidence → |
| Noninterest expense | 7,584,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,722,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 2,710,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,537,000 | USD | evidence → |
| Total capital | 23,510,000 | USD | evidence → |
| Risk-weighted assets | 160,074,000 | USD | evidence → |