Call report 2015Q1
BETTER BANKS — 2015Q1
The 22 measures BETTER BANKS reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,792,000 | USD | evidence → |
| Total loans | 142,733,000 | USD | evidence → |
| Allowance for loan losses | 986,000 | USD | evidence → |
| Securities available for sale | 95,166,000 | USD | evidence → |
| Securities held to maturity | 4,698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,695,000 | USD | evidence → |
| Interest-bearing deposits | 203,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,980,000 | USD | evidence → |
| Equity capital | 24,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,949,000 | USD | evidence → |
| Interest expense | 110,000 | USD | evidence → |
| Net interest income | 1,839,000 | USD | evidence → |
| Noninterest income | 645,000 | USD | evidence → |
| Noninterest expense | 1,844,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 659,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 647,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,475,000 | USD | evidence → |
| Total capital | 22,461,000 | USD | evidence → |
| Risk-weighted assets | 140,377,000 | USD | evidence → |