Call report 2014Q4
BETTER BANKS — 2014Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 273,934,000 | USD | evidence → |
| Total loans | 142,153,000 | USD | evidence → |
| Allowance for loan losses | 925,000 | USD | evidence → |
| Securities available for sale | 98,882,000 | USD | evidence → |
| Securities held to maturity | 4,515,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,243,000 | USD | evidence → |
| Interest-bearing deposits | 208,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,326,000 | USD | evidence → |
| Equity capital | 23,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,001,000 | USD | evidence → |
| Interest expense | 383,000 | USD | evidence → |
| Net interest income | 5,618,000 | USD | evidence → |
| Noninterest income | 2,454,000 | USD | evidence → |
| Noninterest expense | 7,056,000 | USD | evidence → |
| Provision for loan losses | -127,000 | USD | evidence → |
| Pretax income | 1,293,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 1,287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,433,000 | USD | evidence → |
| Total capital | 21,358,000 | USD | evidence → |
| Risk-weighted assets | 134,584,000 | USD | evidence → |