Call report 2009Q1
WESTSOUND BANK — 2009Q1
The 22 measures WESTSOUND BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,608,000 | USD | evidence → |
| Total loans | 259,675,000 | USD | evidence → |
| Allowance for loan losses | 14,663,000 | USD | evidence → |
| Securities available for sale | 16,384,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 304,464,000 | USD | evidence → |
| Interest-bearing deposits | 289,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,155,000 | USD | evidence → |
| Equity capital | 28,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,273,000 | USD | evidence → |
| Interest expense | 2,769,000 | USD | evidence → |
| Net interest income | 504,000 | USD | evidence → |
| Noninterest income | -1,132,000 | USD | evidence → |
| Noninterest expense | 3,680,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -4,308,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | -4,320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,037,000 | USD | evidence → |
| Total capital | 31,810,000 | USD | evidence → |
| Risk-weighted assets | 290,905,000 | USD | evidence → |