Call report 2008Q4
WESTSOUND BANK — 2008Q4
The 22 measures WESTSOUND BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,960,000 | USD | evidence → |
| Total loans | 284,191,000 | USD | evidence → |
| Allowance for loan losses | 18,411,000 | USD | evidence → |
| Securities available for sale | 18,443,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,178,000 | USD | evidence → |
| Interest-bearing deposits | 313,078,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,100,000 | USD | evidence → |
| Equity capital | 32,618,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,368,000 | USD | evidence → |
| Interest expense | 16,091,000 | USD | evidence → |
| Net interest income | 4,277,000 | USD | evidence → |
| Noninterest income | -1,187,000 | USD | evidence → |
| Noninterest expense | 15,196,000 | USD | evidence → |
| Provision for loan losses | 17,379,000 | USD | evidence → |
| Pretax income | -29,485,000 | USD | evidence → |
| Income tax | 1,455,000 | USD | evidence → |
| Net income | -30,940,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,357,000 | USD | evidence → |
| Total capital | 36,396,000 | USD | evidence → |
| Risk-weighted assets | 308,754,000 | USD | evidence → |