Call report 2004Q1
WESTSOUND BANK — 2004Q1
The 22 measures WESTSOUND BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,328,000 | USD | evidence → |
| Total loans | 65,437,000 | USD | evidence → |
| Allowance for loan losses | 645,000 | USD | evidence → |
| Securities available for sale | 5,653,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,790,000 | USD | evidence → |
| Interest-bearing deposits | 66,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,775,000 | USD | evidence → |
| Equity capital | 9,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,298,000 | USD | evidence → |
| Interest expense | 324,000 | USD | evidence → |
| Net interest income | 974,000 | USD | evidence → |
| Noninterest income | 420,000 | USD | evidence → |
| Noninterest expense | 1,207,000 | USD | evidence → |
| Provision for loan losses | 77,000 | USD | evidence → |
| Pretax income | 110,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 71,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,308,000 | USD | evidence → |
| Total capital | 9,966,000 | USD | evidence → |
| Risk-weighted assets | 63,721,000 | USD | evidence → |