Call report 2003Q4
WESTSOUND BANK — 2003Q4
The 22 measures WESTSOUND BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,143,000 | USD | evidence → |
| Total loans | 58,796,000 | USD | evidence → |
| Allowance for loan losses | 578,000 | USD | evidence → |
| Securities available for sale | 6,077,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,003,000 | USD | evidence → |
| Interest-bearing deposits | 59,789,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,214,000 | USD | evidence → |
| Equity capital | 7,901,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,402,000 | USD | evidence → |
| Interest expense | 1,110,000 | USD | evidence → |
| Net interest income | 3,292,000 | USD | evidence → |
| Noninterest income | 286,000 | USD | evidence → |
| Noninterest expense | 2,385,000 | USD | evidence → |
| Provision for loan losses | 231,000 | USD | evidence → |
| Pretax income | 964,000 | USD | evidence → |
| Income tax | 333,000 | USD | evidence → |
| Net income | 631,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,905,000 | USD | evidence → |
| Total capital | 8,496,000 | USD | evidence → |
| Risk-weighted assets | 60,532,000 | USD | evidence → |