Call report 2003Q1
WESTSOUND BANK — 2003Q1
The 22 measures WESTSOUND BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,455,000 | USD | evidence → |
| Total loans | 44,086,000 | USD | evidence → |
| Allowance for loan losses | 411,000 | USD | evidence → |
| Securities available for sale | 5,443,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,594,000 | USD | evidence → |
| Interest-bearing deposits | 46,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,403,000 | USD | evidence → |
| Equity capital | 4,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 936,000 | USD | evidence → |
| Interest expense | 279,000 | USD | evidence → |
| Net interest income | 657,000 | USD | evidence → |
| Noninterest income | 57,000 | USD | evidence → |
| Noninterest expense | 504,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 155,000 | USD | evidence → |
| Income tax | 53,000 | USD | evidence → |
| Net income | 102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,627,000 | USD | evidence → |
| Total capital | 5,044,000 | USD | evidence → |
| Risk-weighted assets | 42,775,000 | USD | evidence → |