Call report 2002Q4
WESTSOUND BANK — 2002Q4
The 22 measures WESTSOUND BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,766,000 | USD | evidence → |
| Total loans | 40,119,000 | USD | evidence → |
| Allowance for loan losses | 349,000 | USD | evidence → |
| Securities available for sale | 5,153,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,017,000 | USD | evidence → |
| Interest-bearing deposits | 43,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,844,000 | USD | evidence → |
| Equity capital | 4,619,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,116,000 | USD | evidence → |
| Interest expense | 1,035,000 | USD | evidence → |
| Net interest income | 2,081,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 1,716,000 | USD | evidence → |
| Provision for loan losses | 137,000 | USD | evidence → |
| Pretax income | 433,000 | USD | evidence → |
| Income tax | 146,000 | USD | evidence → |
| Net income | 287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,444,000 | USD | evidence → |
| Total capital | 4,798,000 | USD | evidence → |
| Risk-weighted assets | 39,191,000 | USD | evidence → |