Call report 2023Q2
LUZERNE BANK — 2023Q2
The 22 measures LUZERNE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 594,399,000 | USD | evidence → |
| Total loans | 493,059,000 | USD | evidence → |
| Allowance for loan losses | 2,248,000 | USD | evidence → |
| Securities available for sale | 40,075,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 465,205,000 | USD | evidence → |
| Interest-bearing deposits | 286,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 178,792,000 | USD | evidence → |
| Equity capital | 59,071,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,647,000 | USD | evidence → |
| Interest expense | 2,475,000 | USD | evidence → |
| Net interest income | 9,172,000 | USD | evidence → |
| Noninterest income | 830,000 | USD | evidence → |
| Noninterest expense | 6,129,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 3,766,000 | USD | evidence → |
| Income tax | 747,000 | USD | evidence → |
| Net income | 3,019,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,679,000 | USD | evidence → |
| Total capital | 49,023,000 | USD | evidence → |
| Risk-weighted assets | 475,820,000 | USD | evidence → |