Call report 2023Q1
LUZERNE BANK — 2023Q1
The 22 measures LUZERNE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 567,058,000 | USD | evidence → |
| Total loans | 468,622,000 | USD | evidence → |
| Allowance for loan losses | 2,116,000 | USD | evidence → |
| Securities available for sale | 40,347,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 451,109,000 | USD | evidence → |
| Interest-bearing deposits | 259,950,000 | USD | evidence → |
| Noninterest-bearing deposits | 191,159,000 | USD | evidence → |
| Equity capital | 58,801,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,523,000 | USD | evidence → |
| Interest expense | 924,000 | USD | evidence → |
| Net interest income | 4,599,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 2,910,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 2,117,000 | USD | evidence → |
| Income tax | 422,000 | USD | evidence → |
| Net income | 1,695,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,049,000 | USD | evidence → |
| Total capital | 48,256,000 | USD | evidence → |
| Risk-weighted assets | 455,982,000 | USD | evidence → |