Call report 2005Q2
SOMERSET VALLEY BANK — 2005Q2
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,930,000 | USD | evidence → |
| Total loans | 305,656,000 | USD | evidence → |
| Allowance for loan losses | 3,096,000 | USD | evidence → |
| Securities available for sale | 55,523,000 | USD | evidence → |
| Securities held to maturity | 68,987,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 474,804,000 | USD | evidence → |
| Interest-bearing deposits | 407,452,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,352,000 | USD | evidence → |
| Equity capital | 36,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,038,000 | USD | evidence → |
| Interest expense | 3,845,000 | USD | evidence → |
| Net interest income | 8,193,000 | USD | evidence → |
| Noninterest income | 854,000 | USD | evidence → |
| Noninterest expense | 6,397,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 2,540,000 | USD | evidence → |
| Income tax | 699,000 | USD | evidence → |
| Net income | 1,841,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,417,000 | USD | evidence → |
| Total capital | 38,525,000 | USD | evidence → |
| Risk-weighted assets | 365,641,000 | USD | evidence → |