Call report 2005Q1
SOMERSET VALLEY BANK — 2005Q1
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,303,000 | USD | evidence → |
| Total loans | 298,408,000 | USD | evidence → |
| Allowance for loan losses | 3,061,000 | USD | evidence → |
| Securities available for sale | 45,797,000 | USD | evidence → |
| Securities held to maturity | 75,728,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 416,175,000 | USD | evidence → |
| Interest-bearing deposits | 352,776,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,399,000 | USD | evidence → |
| Equity capital | 35,691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,821,000 | USD | evidence → |
| Interest expense | 1,788,000 | USD | evidence → |
| Net interest income | 4,033,000 | USD | evidence → |
| Noninterest income | 435,000 | USD | evidence → |
| Noninterest expense | 3,147,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 1,251,000 | USD | evidence → |
| Income tax | 361,000 | USD | evidence → |
| Net income | 890,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,436,000 | USD | evidence → |
| Total capital | 37,509,000 | USD | evidence → |
| Risk-weighted assets | 349,080,000 | USD | evidence → |