Call report 2004Q3
SOMERSET VALLEY BANK — 2004Q3
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 474,329,000 | USD | evidence → |
| Total loans | 292,119,000 | USD | evidence → |
| Allowance for loan losses | 2,814,000 | USD | evidence → |
| Securities available for sale | 48,347,000 | USD | evidence → |
| Securities held to maturity | 72,420,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 421,131,000 | USD | evidence → |
| Interest-bearing deposits | 359,686,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,445,000 | USD | evidence → |
| Equity capital | 34,106,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,867,000 | USD | evidence → |
| Interest expense | 4,179,000 | USD | evidence → |
| Net interest income | 11,688,000 | USD | evidence → |
| Noninterest income | 1,822,000 | USD | evidence → |
| Noninterest expense | 9,071,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 4,234,000 | USD | evidence → |
| Income tax | 1,306,000 | USD | evidence → |
| Net income | 2,928,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,742,000 | USD | evidence → |
| Total capital | 35,568,000 | USD | evidence → |
| Risk-weighted assets | 338,626,000 | USD | evidence → |