Call report 2004Q2
SOMERSET VALLEY BANK — 2004Q2
The 22 measures SOMERSET VALLEY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,260,000 | USD | evidence → |
| Total loans | 272,001,000 | USD | evidence → |
| Allowance for loan losses | 2,758,000 | USD | evidence → |
| Securities available for sale | 58,271,000 | USD | evidence → |
| Securities held to maturity | 65,364,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,683,000 | USD | evidence → |
| Interest-bearing deposits | 366,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,614,000 | USD | evidence → |
| Equity capital | 32,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,372,000 | USD | evidence → |
| Interest expense | 2,732,000 | USD | evidence → |
| Net interest income | 7,640,000 | USD | evidence → |
| Noninterest income | 994,000 | USD | evidence → |
| Noninterest expense | 5,964,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 2,541,000 | USD | evidence → |
| Income tax | 780,000 | USD | evidence → |
| Net income | 1,761,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,543,000 | USD | evidence → |
| Total capital | 34,313,000 | USD | evidence → |
| Risk-weighted assets | 324,812,000 | USD | evidence → |