Call report 2025Q4
CITIZENS STATE BANK — 2025Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,434,000 | USD | evidence → |
| Total loans | 61,073,000 | USD | evidence → |
| Allowance for loan losses | 630,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,821,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,582,000 | USD | evidence → |
| Interest-bearing deposits | 51,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,622,000 | USD | evidence → |
| Equity capital | 13,291,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,266,000 | USD | evidence → |
| Interest expense | 1,467,000 | USD | evidence → |
| Net interest income | 3,799,000 | USD | evidence → |
| Noninterest income | 505,000 | USD | evidence → |
| Noninterest expense | 3,159,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,145,000 | USD | evidence → |
| Income tax | 234,000 | USD | evidence → |
| Net income | 911,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,291,000 | USD | evidence → |