Call report 2025Q3
CITIZENS STATE BANK — 2025Q3
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,652,000 | USD | evidence → |
| Total loans | 60,347,000 | USD | evidence → |
| Allowance for loan losses | 630,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,890,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,789,000 | USD | evidence → |
| Interest-bearing deposits | 47,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,962,000 | USD | evidence → |
| Equity capital | 13,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,983,000 | USD | evidence → |
| Interest expense | 1,097,000 | USD | evidence → |
| Net interest income | 2,886,000 | USD | evidence → |
| Noninterest income | 424,000 | USD | evidence → |
| Noninterest expense | 2,356,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 954,000 | USD | evidence → |
| Income tax | 189,000 | USD | evidence → |
| Net income | 765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,145,000 | USD | evidence → |