Call report 2007Q2
UNIVERSITY BANK — 2007Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,231,000 | USD | evidence → |
| Total loans | 99,416,000 | USD | evidence → |
| Allowance for loan losses | 961,000 | USD | evidence → |
| Securities available for sale | 134,000 | USD | evidence → |
| Securities held to maturity | 246,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,907,000 | USD | evidence → |
| Interest-bearing deposits | 84,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,147,000 | USD | evidence → |
| Equity capital | 7,261,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,014,000 | USD | evidence → |
| Interest expense | 2,096,000 | USD | evidence → |
| Net interest income | 1,918,000 | USD | evidence → |
| Noninterest income | 290,000 | USD | evidence → |
| Noninterest expense | 1,309,000 | USD | evidence → |
| Provision for loan losses | 73,000 | USD | evidence → |
| Pretax income | 826,000 | USD | evidence → |
| Income tax | 233,000 | USD | evidence → |
| Net income | 593,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,262,000 | USD | evidence → |
| Total capital | 8,209,000 | USD | evidence → |
| Risk-weighted assets | 75,767,000 | USD | evidence → |