Call report 2007Q1
UNIVERSITY BANK — 2007Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,093,000 | USD | evidence → |
| Total loans | 95,703,000 | USD | evidence → |
| Allowance for loan losses | 992,000 | USD | evidence → |
| Securities available for sale | 134,000 | USD | evidence → |
| Securities held to maturity | 247,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,580,000 | USD | evidence → |
| Interest-bearing deposits | 82,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,187,000 | USD | evidence → |
| Equity capital | 7,583,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,979,000 | USD | evidence → |
| Interest expense | 1,026,000 | USD | evidence → |
| Net interest income | 953,000 | USD | evidence → |
| Noninterest income | 129,000 | USD | evidence → |
| Noninterest expense | 593,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 450,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 450,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,582,000 | USD | evidence → |
| Total capital | 8,491,000 | USD | evidence → |
| Risk-weighted assets | 72,610,000 | USD | evidence → |