Call report 2006Q2
UNIVERSITY BANK — 2006Q2
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,727,000 | USD | evidence → |
| Total loans | 90,913,000 | USD | evidence → |
| Allowance for loan losses | 973,000 | USD | evidence → |
| Securities available for sale | 134,000 | USD | evidence → |
| Securities held to maturity | 246,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,641,000 | USD | evidence → |
| Interest-bearing deposits | 75,300,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,341,000 | USD | evidence → |
| Equity capital | 6,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,389,000 | USD | evidence → |
| Interest expense | 1,523,000 | USD | evidence → |
| Net interest income | 1,866,000 | USD | evidence → |
| Noninterest income | 264,000 | USD | evidence → |
| Noninterest expense | 1,195,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 780,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,800,000 | USD | evidence → |
| Total capital | 7,755,000 | USD | evidence → |
| Risk-weighted assets | 76,319,000 | USD | evidence → |