Call reports 2006
UNIVERSITY BANK — 2006
What UNIVERSITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,464,000 | 99,727,000 | 102,330,000 | 106,737,000 |
| Total loans | 89,125,000 | 90,913,000 | 91,711,000 | 93,346,000 |
| Allowance for loan losses | 904,000 | 973,000 | 1,004,000 | 957,000 |
| Securities available for sale | 134,000 | 134,000 | 136,000 | 134,000 |
| Securities held to maturity | 246,000 | 246,000 | 246,000 | 246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,351,000 | 84,641,000 | 86,998,000 | 91,701,000 |
| Interest-bearing deposits | 73,088,000 | 75,300,000 | 78,732,000 | 81,443,000 |
| Noninterest-bearing deposits | 10,264,000 | 9,341,000 | 8,267,000 | 10,258,000 |
| Equity capital | 6,861,000 | 6,800,000 | 7,064,000 | 7,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,389,000 | 5,231,000 | 7,149,000 |
| Interest expense | 711,000 | 1,523,000 | 2,444,000 | 3,482,000 |
| Net interest income | 939,000 | 1,866,000 | 2,787,000 | 3,667,000 |
| Noninterest income | 128,000 | 264,000 | 391,000 | 519,000 |
| Noninterest expense | 585,000 | 1,195,000 | 1,795,000 | 2,459,000 |
| Provision for loan losses | 69,000 | 155,000 | 203,000 | 286,000 |
| Pretax income | 413,000 | 780,000 | 1,180,000 | 1,441,000 |
| Income tax | 154,000 | 282,000 | 418,000 | 510,000 |
| Net income | 259,000 | 498,000 | 762,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,861,000 | 6,800,000 | 7,064,000 | 7,133,000 |
| Total capital | 7,765,000 | 7,755,000 | 8,010,000 | 8,012,000 |
| Risk-weighted assets | 74,556,000 | 76,319,000 | 75,596,000 | 70,210,000 |
Machine access — free, no API key
Every figure shown here about UNIVERSITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.