Call report 2003Q1
UNIVERSITY BANK — 2003Q1
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,360,000 | USD | evidence → |
| Total loans | 68,957,000 | USD | evidence → |
| Allowance for loan losses | 745,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,818,000 | USD | evidence → |
| Interest-bearing deposits | 60,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,653,000 | USD | evidence → |
| Equity capital | 5,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,259,000 | USD | evidence → |
| Interest expense | 541,000 | USD | evidence → |
| Net interest income | 718,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 422,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 354,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,174,000 | USD | evidence → |
| Total capital | 5,847,000 | USD | evidence → |
| Risk-weighted assets | 53,808,000 | USD | evidence → |