Call report 2002Q4
UNIVERSITY BANK — 2002Q4
The 22 measures UNIVERSITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,035,000 | USD | evidence → |
| Total loans | 67,649,000 | USD | evidence → |
| Allowance for loan losses | 670,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,553,000 | USD | evidence → |
| Interest-bearing deposits | 57,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,070,000 | USD | evidence → |
| Equity capital | 5,050,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,882,000 | USD | evidence → |
| Interest expense | 2,269,000 | USD | evidence → |
| Net interest income | 2,613,000 | USD | evidence → |
| Noninterest income | 382,000 | USD | evidence → |
| Noninterest expense | 1,584,000 | USD | evidence → |
| Provision for loan losses | 204,000 | USD | evidence → |
| Pretax income | 1,207,000 | USD | evidence → |
| Income tax | 443,000 | USD | evidence → |
| Net income | 764,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,050,000 | USD | evidence → |
| Total capital | 5,706,000 | USD | evidence → |
| Risk-weighted assets | 52,443,000 | USD | evidence → |