Call report 2005Q1
CHOICE FINANCIAL GROUP — 2005Q1
The 22 measures CHOICE FINANCIAL GROUP reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,183,000 | USD | evidence → |
| Total loans | 250,365,000 | USD | evidence → |
| Allowance for loan losses | 2,894,000 | USD | evidence → |
| Securities available for sale | 20,409,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,942,000 | USD | evidence → |
| Interest-bearing deposits | 210,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,272,000 | USD | evidence → |
| Equity capital | 28,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,219,000 | USD | evidence → |
| Interest expense | 1,319,000 | USD | evidence → |
| Net interest income | 2,900,000 | USD | evidence → |
| Noninterest income | 722,000 | USD | evidence → |
| Noninterest expense | 1,909,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,632,000 | USD | evidence → |
| Income tax | 114,000 | USD | evidence → |
| Net income | 1,518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,380,000 | USD | evidence → |
| Total capital | 30,274,000 | USD | evidence → |
| Risk-weighted assets | 260,671,000 | USD | evidence → |