Call report 2004Q4
CHOICE FINANCIAL GROUP — 2004Q4
The 22 measures CHOICE FINANCIAL GROUP reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,789,000 | USD | evidence → |
| Total loans | 240,110,000 | USD | evidence → |
| Allowance for loan losses | 2,808,000 | USD | evidence → |
| Securities available for sale | 19,499,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,733,000 | USD | evidence → |
| Interest-bearing deposits | 206,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,128,000 | USD | evidence → |
| Equity capital | 28,864,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,837,000 | USD | evidence → |
| Interest expense | 4,067,000 | USD | evidence → |
| Net interest income | 9,770,000 | USD | evidence → |
| Noninterest income | 2,616,000 | USD | evidence → |
| Noninterest expense | 7,445,000 | USD | evidence → |
| Provision for loan losses | 585,000 | USD | evidence → |
| Pretax income | 4,356,000 | USD | evidence → |
| Income tax | 292,000 | USD | evidence → |
| Net income | 4,064,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,938,000 | USD | evidence → |
| Total capital | 30,746,000 | USD | evidence → |
| Risk-weighted assets | 247,949,000 | USD | evidence → |