Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 831,159,000 | USD | evidence → |
| Total loans | 451,775,000 | USD | evidence → |
| Allowance for loan losses | 5,433,000 | USD | evidence → |
| Securities available for sale | 324,571,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 713,438,000 | USD | evidence → |
| Interest-bearing deposits | 556,329,000 | USD | evidence → |
| Noninterest-bearing deposits | 157,109,000 | USD | evidence → |
| Equity capital | 112,713,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,546,000 | USD | evidence → |
| Interest expense | 16,107,000 | USD | evidence → |
| Net interest income | 27,439,000 | USD | evidence → |
| Noninterest income | 1,667,000 | USD | evidence → |
| Noninterest expense | 9,905,000 | USD | evidence → |
| Provision for loan losses | 644,000 | USD | evidence → |
| Pretax income | 18,333,000 | USD | evidence → |
| Income tax | 3,216,000 | USD | evidence → |
| Net income | 15,117,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 142,597,000 | USD | evidence → |