Call report 2025Q3
CITIZENS BANK — 2025Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 812,034,000 | USD | evidence → |
| Total loans | 456,018,000 | USD | evidence → |
| Allowance for loan losses | 5,375,000 | USD | evidence → |
| Securities available for sale | 320,074,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 700,571,000 | USD | evidence → |
| Interest-bearing deposits | 557,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 142,923,000 | USD | evidence → |
| Equity capital | 106,358,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,193,000 | USD | evidence → |
| Interest expense | 12,123,000 | USD | evidence → |
| Net interest income | 20,070,000 | USD | evidence → |
| Noninterest income | 1,249,000 | USD | evidence → |
| Noninterest expense | 6,430,000 | USD | evidence → |
| Provision for loan losses | 458,000 | USD | evidence → |
| Pretax income | 14,432,000 | USD | evidence → |
| Income tax | 3,266,000 | USD | evidence → |
| Net income | 11,166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 138,646,000 | USD | evidence → |