Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,509,000 | USD | evidence → |
| Total loans | 268,917,000 | USD | evidence → |
| Allowance for loan losses | 2,127,000 | USD | evidence → |
| Securities available for sale | 57,811,000 | USD | evidence → |
| Securities held to maturity | 136,341,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 408,573,000 | USD | evidence → |
| Interest-bearing deposits | 370,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,660,000 | USD | evidence → |
| Equity capital | 77,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,294,000 | USD | evidence → |
| Interest expense | 13,187,000 | USD | evidence → |
| Net interest income | 18,107,000 | USD | evidence → |
| Noninterest income | 3,054,000 | USD | evidence → |
| Noninterest expense | 6,945,000 | USD | evidence → |
| Provision for loan losses | 538,000 | USD | evidence → |
| Pretax income | 11,806,000 | USD | evidence → |
| Income tax | 2,469,000 | USD | evidence → |
| Net income | 9,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,109,000 | USD | evidence → |
| Total capital | 80,236,000 | USD | evidence → |
| Risk-weighted assets | 327,030,000 | USD | evidence → |